Your vehicle gets you from A to B whether you are going to work, off on a fun weekend activity, or chauffeuring the kids around town. It doesn’t matter if you have a new sports car or an old truck – you always need proper coverage to protect yourself, your vehicle, and others on the road if you have an accident.
Living in Eastern Canada leaves you vulnerable to unexpected accidents from horrible weather rising up out of a sunny day, or a moose stepping out in front of your car. P.D. Foster Insurance understands the unique needs of our Eastern Canadian customers and can provide you with the Auto Insurance you need.
Why You Need Auto Insurance
In Canada, you need Auto Insurance for any vehicle you own. Car Insurance protects you when an accident occurs as well as when damage is caused by other factors such as fires, fallen branches, theft, or vandalism. Our comprehensive Auto Insurance covers repairs or replacement of your vehicle, as well as injuries to yourself and others caused by an auto accident.
What does Auto Insurance cover?
Our Auto coverage includes the following options:
- Collision Insurance: Collision insurance covers repair or replacement if your car is damaged in a collision with a car or object.
- Comprehensive Insurance: Comprehensive insurance covers the above as well as damage due to vandalism, windshield damage, and theft.
- Liability Insurance: This covers costs related to injury or death of others caused by your vehicle.
- Accident Benefits/Bodily Injury Insurance: This coverage relates to your own medical expenses, as well as loss of income following a car accident.
You can have policies covering yourself as the principal driver, as well as others in your family. Occasional coverage is also available if you tend to lend your car to friends or family members.
What is not covered by Auto Insurance?
This is important to understand when shopping for Auto Insurance so you can decide if you need additional coverage. Typically, Auto Insurance doesn’t include loss of personal possessions in your vehicle if it is stolen, damaged, or broken into – this is covered by your home, tenant or condo insurance. If you aren’t sure about this, or don’t believe you have insurance coverage for your home (i.e., you might live with your parents) we can discuss your options.
Why Choose P.D. Foster Insurance
At P.D. Foster Insurance we have been offering specialized Auto Insurance services for our customers since 1949. As a family-owned brokerage, we are committed to finding cost-effective insurance solutions that minimize premiums while maximizing your coverage.
We want you to have total peace of mind knowing if an accident occurs, or your vehicle is damaged you will have the funds to take care of the damage. We will find the best solution to ensure your vehicle and those injured are taken care of with as little impact on your finances as possible. As insurance brokers, we can search for the right auto coverage from different providers, so you have the most coverage with the lowest premiums.
For more information about Auto Insurance, speak to our team today.